Paulo Freire uses the term Banking Model to criticize the traditional way of teaching and education. He describes it as teachers simply passing on an idea to the students. The teachers talk and lecture while the students are quiet and receive the information. He referred to the students as “containers” that teachers put knowledge into. It empowers the teachers at the students expense. It shows that the teacher is the one more experienced and has all the knowledge on this topic regardless of whether the student knows anything about it.
I have experienced this type of model many times in high school. Some teachers I had would not care to listen to anything the students had to say. They would think everything that they said was correct. I think this model has more negative aspects rather than positive. You might be able to learn something but it’s not the most effective and long term method of teaching.